Effective Date: 1st October 2025
1. Acceptance of Terms
By accessing or using the website of Opzioni Fico Pvt Ltd (hereafter referred to as “Opzioni” or “the Company”), you agree to comply with and be bound by these Terms and Conditions. If you do not agree, please refrain from using the website.
2. Ownership and Operation
This website is owned and operated by Opzioni Fico Pvt Ltd, a financial consulting firm committed to clarity, empowerment, and sustainable growth. All content, software, and services are proprietary unless otherwise stated.
3. Eligibility
Users must be at least 18 years of age. By using the website, you represent that you meet this requirement and have the authority to enter into this agreement.
4. Use of Cookies
The website may use cookies to enhance user experience. By continuing to use the site, you consent to our use of cookies in accordance with our Privacy Policy.
5. Modifications and Termination
Opzioni Fico reserves the right to modify, suspend, or discontinue any aspect of the website at any time. Access may be terminated without notice for violations of these terms or applicable laws.
6. Intellectual Property
All content—including text, graphics, logos, software, and multimedia—is the exclusive property of Opzioni Fico or licensed appropriately. Unauthorized use may result in legal action.
7. User Conduct
User Conduct
- Transmit malicious code or disruptive content
- Engage in unauthorized data scraping or harvesting
- Use the site for unsolicited marketing or promotional activities
- Copy, reproduce, or distribute site content without written consent
8. Indemnification
You agree to indemnify and hold harmless Opzioni Fico, its affiliates, and employees from any claims or liabilities arising from your use of the website or violation of these terms.
9. Disclosure of Information
Opzioni Fico may disclose user information if required by law or to protect its rights, enforce terms, or safeguard users and stakeholders.
10. Account Security
If the website offers login-based services, users are responsible for maintaining the confidentiality of their credentials. Sharing login details or unauthorized access may result in termination of access.
11. Legal Compliance
Users agree to comply with all applicable laws, including the Information Technology Act, 2000, and any other relevant regulations.
12. Jurisdiction
These Terms and Conditions are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts located in Bhubaneswar, Odisha, where Opzioni Fico is headquartered.